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Solutions
Optimum Payments has customizable solutions for all whether you run a traditional shop, sell online or on the go, Optimum Payments helps make running your business easier. Our solutions are designed to meet the unique needs of small and large businesses alike.
Table Service Restaurants
At Optimum Payments, we are aware of the difficulties that come with running a restaurant, whether it is a full-service or counter-service establishment. That’s why we offer a comprehensive range of merchant services to support restaurant owners. Our solutions for accepting credit and debit cards are up-to-date and feature-rich, with stand-alone terminals that allow for tip editing and tab forwarding, as well as full Point of Sale Systems. We also offer the versatility to integrate with all major restaurant management systems and hospitality VAR (POS) software.
Counter Service Restaurants
Optimum Payments understands the challenges of operating a restaurant business whether it be full service . We deliver a full ‘menu’ of merchant services to keep merchants doing what they do best—serving their customers. Our credit and debit card payment solutions include up-to-date stand-alone terminals with enhanced features, including the ability to add and edit tips, as well as tab forwarding. We offer full ‘Point of Sale’ Systems, as well as the flexibility to integrate with all major restaurant management systems and hospitality VAR (POS) software.
Retail Businesses
At our company, we provide excellent options for any retail merchant. Our cutting-edge retail payment solutions are all-inclusive, trustworthy, and tailored to improve the success of your business, whether you are a small local retail store, a regional franchise, or a nationwide chain store. We offer top-quality support around the clock, every day of the year, competitive pricing, a wide variety of payment choices, comprehensive reporting features, and rapid transaction processing, clearing, and settlement.
Ecommerce
At Optimum Payments, we are at the forefront of offering Internet merchant account solutions to E-Commerce merchants. Our wide range of gateways allows us to turn your website into an online shopping destination, or alternatively, we can easily connect to any existing gateways. We recognize the specific requirements of online merchants who process transactions in a card-not-present environment, and we can provide expert guidance on all the critical aspects of running a thriving online business, such as credit card acceptance and seamless integration of gateways and shopping carts.
Wireless
Mobile merchants can now access the same credit card authorization networks as retail businesses, thanks to wireless credit card machines. Whether you are a service professional, operate a food truck, or provide a delivery service, Optimum Payments offers systems that allow you to accept credit cards from anywhere, whether it’s on your physical work site or at your customer’s home. Our payment acceptance solutions are designed to be incredibly convenient and easy to use.
Wired Devices
Optimum Payments is a leader in providing E-Commerce and MO/TO merchants with Internet merchant account solutions. We can provide a multitude of gateways to turn your website into an online shopping experience or we can hook into many current gateways! We understand the unique needs of online merchants processing transactions in a card-not-present environment and can advise you on all the aspects required for you to run a successful online business including credit card acceptance, gateway and shopping cart integration.

VL100 Countertop POS Terminal
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Ethernet
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WiFi
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Dial Up
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Large Scale
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Full Transaction Info
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Signature Capture
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Paperless Signature
Wireless Devices
VL110 Wireless Pay At The Table POS Terminal
- Handheld POS
- Large Scale Touch Screen Display
- Clover Capital
- Signature Capture and Pay At The Table
- Paperless Signature / Receipt Option
- Contactless Payment / Bill Splitting
- Tipping Cash Discounting / Surcharge On Tip
- GPRS / 4G and Wi-Fi Connectivity
- Auto-Connection Failback Procedure


VL500 Wireless Pay At The Table Android POS Terminal
- Handheld POS
- Large Scale 5.5″ Touch Screen Display
- Secure Android Platform
- Full Transaction Information Display
- Signature Capture and Pay At The Table
- Paperless Signature / Receipt Option
- Contactless Payment / Bill Splitting
- Tipping Cash Discounting / Surcharge On Tip
- GPRS / 4G and Wi-Fi Connectivity
- Auto-Connection Failback Procedure
Virtual Terminal & Ecommerce
An All In One Virtual Terminal, Gateway, and Mobile App That Lets You Run Your Business From Anywhere!

- Card Numbers Tokenized and Stored for Future Transactions
- Set Up Recurring Payments
- Email and SMS Invoicing
- Cash Discount / Surcharging Features Available
- Level 2 and Level 3 Payment Options
- Dynamic Descriptor Improves Transaction Descriptions on Customer Bank Statements
- Inventory Management
- E-Commerce Integrations with OpenCart and WooCommerce
- Easy to Use Mobile App Available on IOS and Android
Valor Portal
An All In One Easy To Use Portal That Let’s You Run Your Business From Anywhere!
- Access from Anywhere in The World and Perform Sales, Voids, Refunds, and Tip Adjusts
- Build Customer Database Automatically
- Real Time Risk Monitoring with Valor Shield
- Customer Receipt and Signature Storage for 24 Months to Fight Chargebacks
- Fastest Boarding and Deployment in The Industry
- Engage My Customer – Built-In Marketing Tool to Communicate with Customer Base
- Digital and Paper Receipt Advertisement

Mobile App
An Manage Your Entire Business at the Tip of Your Fingers!

- Live Transactions from Terminal Feed Into App
- Can Link Multiple MID’s by Owner
- Email and SMS Invoicing
- Batch Out from Anywhere
- Batch Report with Full Cash Discount Break Down
- Batch Notification in App
- Built-In Virtual Terminal within App* (Must Have Another Terminal Number / ID)
- E-Commerce Integrations with OpenCart and WooCommerce
- Captures Signature
- Can Perform Sale / Refund
- E-Invoicing
- Ability to Scan Card on Transaction
- Available in English and Spanish
- Available on Both Android and IOS Mobile Devices
Omnichannel Benefits
An Integrated Customer Experience!
- Omnichannel Platform Makes it Easy for Customers to Make Purchases In-Store, Online, and on the Go
- Allows Merchants to Accept Payments Through Multiple Channels Without the Need to Manage Multiple Vendor Relationships, Portals, and Bills
- One Relationship for all Payment Types
- Can Link the Transaction to the Customer Giving the Merchant a Full Understanding of the Customer’s Spending Habits

Built in Marketing &
Promotional Tools
A Technology That Fights Attrition!

- Engage my Customer Feature Allows you to Identify Customers Based on Customizable Filters like VIP Customers, Number of Visits, Shopping Patterns, etc
- Easily Add Promotional Messages and Images (SMS & Email only) to your Receipts to Encourage Customers to Return to your Business
- SMS, Email & Paper Receipt Marketing
Cloud Based Benefits
Store All Transactions in the Cloud!
- Storing our Program and Transactions in the Cloud Allows Valor Terminals to Process Smoothly Without Crashing or Tampering due to Overwhelming the Device with Locally Stored Data & Files
- Merchant Receipts get Stored in our Cloud for 24 Months. This Allows Merchants to Easily Access their Receipts upon Customer Request or in the Case of a Chargeback
- Merchants can Batch Remotely, Avoiding all of the Problems Related to Lost Batches from Damaged Terminals
