Optimum Payments

ROK Financial
Optimum Payments Solutions

Speak With A Business Financing Advisor Today!

Small Business Loan

Online Application

TrustPilot
Simple Application

Simple Application

Our simple 15 second online application can get you matched with offers in Minutes.

No Minimum Fico

No Minimum FICO

Bad Credit? No Problem! Most of our top financing options have no minimum FICO.

Larger Amount

Larger Amounts

Get matched with the best financing options with the Highest Offer $ Funding Amount

Same Day Funding

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

What do you need to Qualify?

6+ Months in Business

You can qualify for our top financing options with as little as 6+months in business

$10K+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10K per month, or $60k in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Easy 15-second application to get options in just minutes and funding in hours!

Have Questions?

Speak with a ROK Business
Financing Advisor today!

Our Business Financing Advisors will help you find the best financing options for your business to get you more funding, great terms, and the lowest interest. We're available to explain every step of the process from applications to your re-payment schedule!

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Timothy Jayes
Timothy Jayes

Just left us a 5 star review

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Timothy Jayes
recommends
February 26, 2024

We have worked with Paul V. for over 5 years with Multiple Businesses and multiple locations. His customer service is top notch! He offers the patience and understanding to be certain we get the products that perfectly fit our business. Thank You Paul !!

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Angela Mascari Rowekamp
recommends
November 10, 2023

Paul has been my rep for at least five years and when I call he answers and he even answered when he was on vaca! He physically came and hooked up all as well . Customer service is top notch! Angie

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Shelby Bauchle
recommends
February 23, 2023

This payment processing software is great but Paul’s customer service is unrivaled. If you’re a small business and looking at expanding your payment options, I strongly encourage you to start here. Paul happily walks you through the process, will investigate issues/features, and is readily available to answer all questions/concerns.